3 Scams Target Seniors – Be Smart

Could You Be a Victim of a SCAM?

image of hacker

Be careful and avoid potential scams when you answer the door or the phone. Be smart when the next knock on the door or the next ring of the phone beckons, know that it may be a scammer. So, be smart, be cautious, and beware. Today I’ll show you 3 Scams Targeting Senior Citizens.

As we get older, they diminish some of our mental faculties. It happens.to all of us in different degrees. But I’m not talking about dementia or alzheimers, no, I’m talking about the natural progression we experience as we age. I’m nearly 70 and I’ve noticed weakened vision, some loss of hearing, and more.

According to an article, Normal Cognitive Aging, published in the US National Library of medicine, I’ll quote: “Cognitive change is a normal process of aging as documented in the scientific literature. Some cognitive abilities, such as vocabulary, are resilient to brain aging and may even improve with age. Other abilities, such as conceptual reasoning, memory, and processing speed, decline gradually.”

The Same Report Has This Really Handy Chart:

chart describing aging effects on thinking ability

And yes, at 70 years old I identify with most of the areas where I have remained stable and declined. Of myself, I believe I am still at my best, but facts are facts. And this chart is an eye-opener for me.


According to the National Council on Aging, the top three scams in 2019 are:

  1. Social Security spoofing calls
  2. The old grandparent Scam
  3. Natural Disaster Scams

I’ve received the Social Security Spoofing call and texts. The call came from an unknown number in a mechanical voice. They told me my Social Security account was nearing suspension and to protect myself from fraud I had to call a phone number. They also told me they could prevent problems to my account.

I did not call and neither should you. These calls are scams. If you feel you must call someone, call Social Security directly and ask them about your account.

Be Smart About the Grandparent Scam.

Face of an older working man

It works like this: A con artist may call or email posing as a relative in distress. In a variation, the con may claim to be a lawyer, cop or FBI agent. They explain he or she is in trouble and needs their grandparents to wire them funds for bail money, lawyer’s fees, hospital bills, taxes or another fictitious expense.

As grandparents, we love our grandchildren and will do whatever it takes to keep them safe. Your best bet is to contact your grandchild directly to get the truth and avoid a potential scam. According to CNBC, elderly Americans lost over 2.9 billion dollars to this scam.

Be Smart About Natural Disaster Scams

Image of firefighter

Our hearts go out to victims of Tornados, fires, earthquakes, and hurricanes. The images we see reach deep into our hearstrings and they often motivate us to act.

Be smart and watch out for fake Facebook “Go Fund Me” posts. Before you donate, do your homework and make sure it’s legit. They expose several of these Scams every month and the victims seldom get their money back. And we don’t have money to throw away!

Be Smart About Fake Contractors

man working on the roofFake contractors scam hundreds of people after tornados and hurricanes. The offer a quick fix at a great price. The problem is they ask for a sizable down payment, up to 50% and more, to get the work started. They may show up in a few days with some materials, but they begin no actual work. The contracts they supply are worthless. As an old saying goes, “You can’t bleed a turnip.” You may try to sue them, but you’ll never get your money. They move on. So, be smart and and have your attorney review any contract agreement you are considering.

My thought to my fellow retired guys and gals. We are easy targets for scammers. Check with known authorities before you surrender your money. Remember, be smart, be cautious, and beware! If you’re like me, you may have already been the victim of a scam. Even internet businesses can be a trap to take your money.

Before you leave, take a look at this opportunity to earn extra income through Wealthy Affiliates. This is the one I chose.They are trustworthy and have helped many others build successful.

Thanks for reading and please leave a comment, and I’ll get back to you.


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